1 lb ground beef
2 teaspoons chili powder
1/2 teaspoon dried oregano
1/2 teaspoon salt
1 (14.5-ounce) can diced tomatoes, undrained
2 garlic cloves, crushed
Cooking spray
1 (16-ounce) can refried beans
1/4 cup minced fresh cilantro, divided
1/4 cup chopped green onions, divided
tortilla chips
3/4 cup (about 6 ounces) shredded Monterey Jack cheese
sour cream

Preheat oven to 375°. Cook meat in a large nonstick skillet over medium-high heat until browned, stirring to crumble. Stir in the next 5 ingredients (through garlic), and cook for 8 minutes or until thick, stirring occasionally. Remove from pan and drain the sauce. Place separate pan coated with cooking spray over medium heat until hot. Add beans, 2 tablespoons cilantro, and 2 tablespoons green onions; cook 2 minutes or until thoroughly heated. (This can also be done in the microwave) Place chips on a large serving platter; spread warm bean mixture over each chip. Spoon meat mixture over bean mixture; top with cheese. Bake at 375° for 9 minutes or until cheese melts. Remove from oven; top with sour cream, 2 tablespoons cilantro, and 2 tablespoons onions. Serve immediately.

Source: Cooking Light recipe with Sweetnicks' modifications